Insuring Florida for Over 30 Years

Employment Practices Liability Insurance (EPLI) protects your business against claims brought by employees, former employees, and job applicants alleging wrongful employment practices. These claims are among the most common — and most expensive — that an employer faces, and even a meritless allegation can cost tens of thousands of dollars to defend.

EPLI typically responds to claims involving:

• Discrimination — based on age, race, sex, religion, disability, national origin, or other protected class
• Sexual harassment and hostile work environment
• Wrongful termination, demotion, or failure to promote
• Retaliation for protected activity
• Wage and hour allegations (often by endorsement)
• Defense costs, settlements, and judgments

Any business with employees carries this exposure, regardless of size or how well it treats its staff. EPLI covers the legal defense and any resulting settlement or judgment, helping protect both your finances and your reputation. Pettineo Insurance can build EPLI as a standalone policy or as part of a broader management liability program.