Insuring Florida for Over 30 Years

Cyber liability insurance protects your business from the financial fallout of a data breach, ransomware attack, or network security failure. Whether you store customer records, process credit card payments, or simply rely on email and connected systems to operate, a single cyber event can bring operations to a halt and expose you to significant liability. Coverage responds to both the direct costs you incur and the claims brought against you by others.

Cyber policies typically cover:

• Data breach response — forensic investigation, legal counsel, customer notification, and credit monitoring
• Ransomware and cyber extortion — ransom payments, negotiation, and recovery costs
• Business interruption — lost income and extra expense while systems are down
• Data restoration — rebuilding or recovering corrupted or destroyed data
• Third-party liability — claims from customers or partners whose data was compromised, plus defense costs
• Regulatory fines and penalties — where insurable by law

Cyberattacks no longer target only large corporations — small and mid-sized Florida businesses are frequent targets precisely because their defenses are often lighter. As an independent agency, Pettineo Insurance can match your exposure to the right carrier and a policy that fits your operation.