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Insuring Florida for Over 30 Years

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Restaurant Insurance & Liquor Liability

Whether you run a deli, café or full service restaurant, all food related businesses should have some type of restaurant insurance coverage to protect themselves from lawsuits, loss of income or property damage. Restaurant owners face a wide array of risks in their day to day operations. Some common restaurant insurance claims include:

  • Customer Slip and Fall
  • Food Poisoning or other food borne illness
  • Grease fires
  • Employee Theft

Restaurants and other food service establishments have a variety of insurance needs that are typically satisfied by the purchase of multiple coverage lines.

Bar or Tavern Insurance (Sports Bars, Pubs, Wine Bars, Etc.)

Café or Coffee Shop Insurance

Bakery or Ice Cream Shop Insurance

Catering Insurance

Fine Dining Insurance

Sub Shop or Deli Insurance

Pizza Restaurant

Food Delivery Service Insurance

Gentleman’s Club Insurance

Nightclub Insurance

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Common coverage for restaurant owners

Property Insurance

Covers losses if a fire, hail or another event damages your building or equipment. It covers your restaurant location and contents including equipment, business personal property, and interior improvements.

General Liability Insurance

Provides coverage for accidents and injuries at your restaurant. This may be a customer slip and fall or other bodily injury occurring at the restaurant.

Worker's Compensation

Protects a company's employees from the expenses and medical bills from work related accidents & illnesses.

Commercial Auto Liability

Provides coverage for bodily injury and property damage caused by your company's vehicles. If your restaurant business offers delivery or event catering, you may need to purchase hired & non-owned auto liability if employees are driving their own vehicles for business use.

Employee Theft Coverage

Provides coverage if an employee steals money or valuables from your restaurant.

Liquor Liability Insurance

This insurance protects a company that sells or serves alcohol, against claims that occur when a customer drinks too much and injures himself or someone else.

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Ft. Lauderdale, FL

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Ft. Lauderdale, FL

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Georgia, North Carolina, South Carolina, and Texas

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  • San Antonio, TX

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Disclaimer: Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site or otherwise. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.