Seasonal events are fast approaching, and businesses are getting ready to shine for the busiest time of year, November, and December trigger a great deal of seasonal business and January is generally popular for after holiday sales and returns.
The hustle and bustles of the holidays can also present increased risk for slips, trips, and falls with businesses being overcrowded. Those fun, festive decorations and displays can also present opportunities for fire hazards. Now is the perfect time to prepare, be sure to have liability coverage, businesses that are not insured or underinsured are taking needless risks.
It's also important to adequately train, communicate, and implement best practices. Safety should always be a priority - practicing safety is Key to reducing injuries and accidents.
- Make sure new hires are comfortable and familiar with their surroundings and responsibilities.
- Inspect the workplace to make sure it is safe for customers and employees.
- Keep walkways clear of clutter and obstructions.
- Avoid stringing cords, lights, or cables across hallways, common areas or aisles.
- Choose and place decorations wisely, ensure they are flame retardant. You don't want to create a fire hazard.
- Carefully inspect all lights and decorations for cracks, damaged sockets, frayed or bare wires prior to use, these kinds of defects can cause a serious shock or fire.
- Do not overload electric outlets.
- Turn off and unplug all electrical decorations when business is closed.
It's ultimately up to you to decide to plan ahead, stay alert and take the necessary precautions to keep your customers, employees and your business safe.
If you have a general liability insurance policy, review it periodically. It's important business owners are thoroughly informed on what their general liability insurance policies cover and what is excluded. Be sure your policy does not expire, renew it in advance so there is no gap in coverage and no room for disappointment if claims are filed.
Contact the Pettineo Insurance Agency at 954.493.9424 or visit our website, Pettineo.com to find out more about the wide variety of insurance categories and degrees of coverage for your business liability insurance.
Pettineo Insurance Agency Inc. provides general liability insurance in Fort Lauderdale, Lauderdale-By-The-Sea, North Lauderdale, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Sunrise, Coral Springs, Pembroke Pines, Sunrise, Tamarac, Plantation, Lighthouse Point and all of Florida.
