What else goes great with good, rich, holiday food? If you answered, alcohol, we won't judge you.
Egg nogs and punches make their appearance in many a gathering so imbibing is more than expected.
Unfortunately, it is easy for guests (or hosts) to get carried away. For businesses that serve alcohol this is quite a point of concern.
If such an establishment serves alcoholic beverages, they could be liable if someone caused and accident while drunk. This includes traffic accidents caused by that person once they have left the bar, tavern, restaurant or the like.
Liquor liability insurance protects the business from these nasty eventualities by covering claims made against the establishment, as well as attorney costs and damages resulting from said accidents.
- An important reason to have liquor liability insurance is because it covers you from accidents or other injuries that can occur while someone is drunk. During New Year's Eve 42% of DUI traffic deaths have occurred. Christmas comes in second place with 35%. People should be able to handle their liquor responsibly, especially when it comes time for the holidays, but when it gets out of hand, liquor liability insurance can help protect you better than any other.
- It's required by most states to have liquor liability. There's no reason to have your business shut down and your doors closed for neglecting to have an active liquor liability policy. Spend the time to make sure to not only cover yourself, but those around you.
- You're able to host more events and activities when you have liquor liability insurance. Without it, you are not only more open to lawsuits and getting shut down, but you will not able to use your restaurant/bar/tavern to its fullest potential. It's a savvy business move to be protected and take advantage of more opportunities to increase your revenue.
- Your chances of having to deal with lawsuits and other negative press are reduced greatly when you have liquor liability insurance. No one should take the power of liquor liability insurance for granted.
- Even if you don't sell alcohol, consider getting liquor liability anyway. More and more entertainment business and locales that don't sell alcoholic beverages instead host BYOB ("bring your own booze") events. If an alcohol related incident arises, you'll be glad to know your assets are protected.
If you would like to know more about liquor liability insurance and how it can protect your business, contact us at 954.493.9424 or visit our website, pettineo.com.
Pettineo Insurance Agency Inc. provides liquor liability insurance in Fort Lauderdale, Lauderdale-By-The-Sea, North Lauderdale, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Sunrise, Coral Springs, Pembroke Pines, Sunrise, Tamarac, Plantation, Lighthouse Point and all of Florida.
