Avoid these scary mishaps: Protect your business with General Liability Insurance
Halloween may be over, but you can still protect yourself from unseen shadows, and the dreadfully unexpected events that could haunt you forever.
- Don’t fall for magic spells: Be prepared, get general liability insurance.
There are many unpredictable things that can occur in the course of running a business. You interact with employees, contractors, customers, vendors, and so many others. Any one of them can claim that your business has caused them an injury or loss and take legal action against you. All businesses and business owners, no matter how careful face risks and have the potential to generate losses or claims.
General Liability Insurance protects business owners from claims of injury, property damage, and negligence related to their business activities.
- Don’t get lost in the abyss: Protect your business in the event of a loss, claim or lawsuit.
It’s so important to invest in a general liability insurance policy that can help protect your business from the unknown. No matter how much you have planned, it’s important to be prepared. General liability insurance protects your business by providing the financial resources to keep it operational when the unexpected happens.
- Don’t let the fire burn and cauldron bubble: Determine the coverage you need, something wickedly good this way comes.
Liability insurance protects a company’s assets and pays for obligations like medical costs. For example, if someone gets hurt on your property, or when there are property damages or injuries that are caused by a worksite hazard, or caused by you or your employees. It also covers the cost of your legal defense, any settlement, or award should you be successfully sued. These costs are covered based on what your liability coverage limit is.
The right policy can save you a considerable amount of expense, if you have to make a claim. A lawsuit can cause great financial loss and hardship, and if you don’t have the coverage and protection you need. You could end up spending thousands, if not millions of dollars in out of pocket costs fighting your case in court.
A general liability insurance policy covers four categories: bodily injury, personal injury (which includes libel or slander), property damage, and advertising injury. General liability is usually bundled with other types of insurance.
The coverage you need depends on the type of business you are in, and the perceived risk associated with it. For example a building contractor will need more coverage than a graphic designer or a social media consultant. There isn’t one size fits all general liability insurance policies and no standard wording, policies must be carefully written to cover any risks and exposures that are specific to your type of business.
If you have more questions about specific coverage, contact the Pettineo Insurance Agency at 954.493.9424 or visit our website, Pettineo.com we can help you determine the amount of liability coverage that is appropriate for your business.
Pettineo Insurance Agency Inc. provides general liability insurance in Fort Lauderdale, Lauderdale-By-The-Sea, North Lauderdale, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Sunrise, Coral Springs, Pembroke Pines, Sunrise, Tamarac, Plantation, Lighthouse Point and all of Florida.
