Why you need wedding insurance.
Even though we’re known for having impeccable weather year-round, February is the most popular month in South Florida because of two simple reasons:
- Rainfall: As we all know, South Florida ‘s weather can be a little unpredictable. One minute it’s raining and the next we’re basking in the sunlight. February has the lowest rainfall percentages – making it the perfect month to say “I Do!”
- Mild Temperatures: Summer’s in the Sunshine State can be very hot and sunny (not to mention extremely humid, which can be uncomfortable for guests traveling from out of town). In February, our temperatures are perfect: 77° High – 60° Low
Another important factor to consider when planning your wedding, no matter what month, wedding insurance! It’s a must.
Majority of the time, weddings run pretty smoothly. But in the instance that something unexpected does happen, it can be a little unsettling how quickly costs associated with the wedding can add up; it’s a recipe for financial disaster.
Your wedding is one of the most special events in your life and having special event insurance will provide you and your family with a sense of calm on your big day!
Before you say “I Do” on your wedding day, be sure to say “I Do” to protecting you and your friends and family attending with special event insurance from Pettineo Insurance Agency.
At Pettineo Insurance Agency, we offer two protection options for weddings: wedding liability insurance and wedding cancellation insurance.
Wedding Liability Insurance: Wedding Liability Insurance is designed to protect you against unforeseen incidents, such as a slip and fall injury or alcohol-related incident. Wedding insurance provides the coverage most often required by rental facilities and other venues.
- Wedding Photographs/video: If an incident occurs where your wedding photography or video is completely lost, you can be reimbursed for money spent on the vendor.
- Liability insurance: Slip and falls can happen anytime, but with alcohol involved, the chances of a liability significantly increase. Protect yourself and your guests in case a guest does get hurt.
- Liquor liability Insurance: These liability policies protect you when you host parties and events where alcohol is served for free. Host Liquor coverage protects you, should a guest get into an accident and suffer bodily injuries or cause property damage. Coverage can be purchased up to one day prior to your event.
Wedding Cancellation Insurance: Wedding Cancellation Insurance reimburses you for any non-refundable deposits you may have if you have to cancel or postpone your wedding due to unforeseen circumstances, such as:
- Extreme Weather: Extreme weather conditions can mean cancelled flights and roads, yikes! It’s hard to have a wedding when no one can attend – or get there.
- Accident: What if the father of the groom gets in an accident and is unable to walk his daughter down the aisle? It’s best to postpone the wedding until he heals; which is possible with wedding cancellation insurance.
- Illness: Someone important in your wedding party feeling ill? A newly diagnosed health problem could cause your wedding to be postponed, or cancelled.
- Military Deployment: Spouse in the Military? When our nation calls, it is there duty to be there. No repercussions if wedding insurance is purchased.
To learn more about our special event coverage, visit our webpage at: http://pettineoinsurance.com/special_event_insurance.html
Pettineo Insurance Agency Inc provides wedding liability insurance and wedding cancellation insurance in Fort Lauderdale, Lauderdale-By-The Sea, Pompano Beach, Oakland Park, Boca Raton, Hollywood, Coral Springs, Tamarac, Sunrise, Hollywood, and all of South Florida.
