15 Questions to Ask your Auto Insurance Agent
- What coverages do I need?
- What optional coverage should I consider buying?
- If I have an accident, will I be able to have the repairs done at my shop of choice?
- Will the policy pay to repair the vehicle with original equipment parts?
- Will the insurance company depreciate repairs to the car based on the year or mileage?
- Will purchasing a brand new vehicle have an effect on the insurability and cost of my policy?
- Will I get a reduced rate for insurance as the car gets older?
- If I have an accident, will my rates go up?
- If so, how much?
- Will My rates increase when I get to a certain age?
- What will the insurance company pay me if the vehicle is a total loss and how is that number determined?
- Do I have coverage for a rental vehicle if my own vehicle is in repair?
- How much money will I save on my premium with a higher deductible?
- Is the quote the total costs or will there be hidden costs?
- What affect does my history have on my insurance?
