Flood insurance covers building and contents damaged by water during storms or other natural flood situations. It may even provide protection from events such as a sewer line backing up into a house. Additionally, flood insurance reimburses for preventive actions including sandbagging and for clean-up expenses. This type of insurance is not included in a standard homeowner’s policy and must be purchased separately.

Flood coverage is particularly important for the most expensive costs such as building restoration and repair, and appliances such as the furnace. Flood insurance also reimburses costs for restoration or replacement of carpeting, furniture and personal possessions.

Pettineo Insurance Agency Inc. provides flood insurance in Fort Lauderdale, Lauderdale-By-The-Sea, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Coral Springs, Plantation, Lighthouse Point, Parkland and all of Florida.