Special event insurance provides protection for organizations, individuals, groups, bands, clubs, religious entities, and businesses that host activities not included in their general liability policy. If the event is happening outside the place of business, the facility where the event is to be held will often require special event insurance. Event organizers face potential liability suits from spectators, contractors, and customers.

Wedding Insurance

Your marriage is a major life event, and wedding insurance can protect you from the expense of mishaps on your special day. When you gather your family and friends at your ceremony and at your wedding reception, you do not want to be worrying about what might go wrong. Wedding Liability Insurance is designed to protect you against unforeseen incidents, such as a slip and fall injury or alcohol-related incident. Wedding insurance provides the coverage most often required by rental facilities and other venues.

  • Cancellation or postponement
  • Additional or Unforeseen expenses
  • Wedding Photographs/video
  • Wedding gifts
  • Special Jewelry
  • Lost deposits
  • Liability insurance
  • Liquor liability insurance

Wedding Cancellation Insurance

Wedding Cancellation Insurance reimburses you for any non-refundable deposits you may have if you have to cancel or postpone your wedding due to unforeseen circumstances, such as:

  • Extreme Weather
  • Accident
  • Illness
  • Military Deployment
  • Vendor Bankruptcy

Private Party Insurance

Hosting an event should be a happy occasion – whether it’s to mark a Graduation, Birthday Party, or a Holiday celebration. No matter what the reason, hosting a special event can be an expensive endeavor, and once you start planning your event, you begin to incur costs..

Unfortunately, things can happen that are beyond your control – such as extreme weather, accidents, illness or no-show vendors. Private Party Insurance or Special Event insurance can help protect you or your company from experiencing financial loss when these types of situations occur.

When you consider how much you are spending, it makes good financial sense to safeguard your investment with an affordable event insurance policy so you don’t lose deposits, incur cancellation fees, suffer liabilities, etc.

Private Party or Special Event Insurance is ideal for the following events:

  • Graduation Parties
  • Block Parties
  • 4th of July Celebrations
  • Bar/Bat Mitzvah
  • Quinceanera
  • Retirement
  • Baptism
  • Anniversary Party
  • Birthday Party
  • House Warming
  • Special Achievement Reception
  • Baby Shower
  • Memorial Service

Charity Event Insurance or Non-Profit Special Event Insurance

Organizing and holding a charity event, whether it’s a dance marathon, dinner auction, or 5K Run, it can be a stressful experience. Have you considered what would happen if the event was cancelled because of bad weather? What if someone got injured at the event? Special Event Insurance can help protect you from these liabilities.

What will Charity Event or Non-Profit Special Event Insurance Cover:

  • Special Event Liability Insurance (also referred Commercial General Liability or Spectator Liability) is an insurance policy designed to provide broad protection for situations in which an event holder or concessionaire must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. Host liquor liability is included if there is no transfer of money for alcohol. This policy also gives protection to the venue and or sponsors of the event by adding them to the policy as an additional insured. Examples, such as a slip and fall or damaged floors are covered by this type of policy.

Concert or Festival Insurance

If you have hosted Concert or Festival, you know that Liability involved in putting on a festival or concert is substantial. Any event that encourages a large crowd subject to public or spectator liability risk. The more successful your event, the more people involved.

In order to adequately protect your event, you need a Special Event Liability Insurance Policy. What does it cover?

Special Event Liability Insurance (also referred Commercial General Liability or Spectator Liability) is an insurance policy designed to provide broad protection for situations in which an event holder or concessionaire must defend itself against lawsuits or pay damages for bodily injury or property damage to third parties. Host liquor liability is included if there is no transfer of money for alcohol. This policy also gives protection to the venue and or sponsors of the event by adding them to the policy as an additional insured. Examples, such as a slip and fall or damaged floors are covered by this type of policy.

Pettineo Insurance Agency Inc. provides special event insurance in Fort Lauderdale, Lauderdale-By-The-Sea, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Coral Springs, Plantation, Lighthouse Point, Parkland and all of Florida.