2016, firework, new year

New Year Resolution: What You Can Do to Ensure Family Protection

Traditionally, a New Year’s resolution is a promise to do an act of self-improvement, which a person plans to begin in the new year. Protecting your home and family from threats such as fire, theft and accidents is clearly an important and beneficial resolution for the upcoming new year.

Determining and obtaining the correct insurance coverage can make all the difference when your family is confronted with these perils, and many others. Some important policies to consider are listed in the guidelines below.

  • Homeowners Insurance – Your home is one of your largest investments so it makes sense to protect it. A homeowners policy can cover damage to your home and personal property due to a variety of risks and the personal liability portion of the policy can provide coverage, for protection if you or your family is found legally responsible for injuring someone else or damaging someone else’s property. The liability insurance can also help provide you with legal defense fees, and in the event of a settlement or judgment, can pay damages up to your coverage limit.
  • Auto Insurance – Car insurance is essential because it covers your expenses if your vehicle damages or injures another driver, a passenger, or pedestrian. Legally, all drivers must be insured for these events, but coverage is also available to cover for your car or a family member’s, to help pay for repairs or replacement if it’s damaged.
  • Personal Umbrella Policy – When deciding what liability coverage limit you want, it’s important to consider your assets. If you were sued for injuring someone or damaging their property, your personal assets could be at risk. For additional liability protection, personal umbrella insurance can help protect you above the limits of your homeowners, auto and other insurance policies.

Although each January, typically one in three Americans resolve to better themselves in some way, a considerably smaller percentage actually take the actions necessary to stick with those resolutions. Studies have shown that these resolutions generally last only about a week for 75% of people and for less than half just six months later.

So this year, pick one vital resolution that’s easy to stick with, by contacting a knowledgeable insurance agent, determining what coverage is right for you and your family, and following through with it.

For help with your insurance policies, contact Pettineo Insurance Agency today at (954) 493-9424 or visit www.pettineo.com for a free quote.

Pettineo Insurance Agency Inc. provides insurance coverage in Fort Lauderdale, Lauderdale-By-The-Sea, North Lauderdale, Pompano Beach, Oakland Park, Boca Raton, Deerfield Beach, Hollywood, Sunrise, Coral Springs, Pembroke Pines, Sunrise, Tamarac, Plantation, Lighthouse Point and all of Florida. As an independent agent we represent many top rated companies in both the personal and commercial lines. We place your policy with the company offering the best coverage at a reasonable price. We offer a complete line of personal, commercial, life and health insurance products, designed exclusively for your insurance needs. Serving South Florida for almost 30 years, Pettineo Insurance offers the highly personalized service and stability that you should expect from your insurance agent.